You’ll need to open a Membership Savings account before you can open any other accounts. The services offered are very helpful as well as product. I'm going to move to USA from Puerto Rico. First Tech Credit Union; Read More. I applied for a used car loan. I called them at least a dozen times to get information. In fact, this car, while an older year, had only 11,000 miles on it, and was practically a new car. First Tech serves some of the world's most innovative, forward-thinking companies and their employees. You can't close the account even it is paid off and it will charge you 100 dollars for each year. First Tech Federal Credit Union, located at 5100 NE Dawson Creek Drive, Hillsboro, OR 97124, is acting as data controller in relation to this recruitment site and database on which your information will be stored. His backup will NOT answer calls or emails. I E mailed them proof of income like they requested via my E mail. You can use the filters to find the most suitable account for you. Best card for high limit and 0% balance transfer. Pros. " Reviews from First Tech Credit Union employees about First Tech Credit Union culture, salaries, benefits, work-life balance, management, job security, and more. Engaged Employer. Even more, you won't get any notice they are charging you and you credit score will be hurt for delay. I produced a whole 2020 YTD proof of income with bank statements. Debit card purchases can take up to 3 days to post and are dependent on merchant processing times. NOBODY ever called me back. Do you offer Money Market Deposit Accounts and if so, what is the rate of interest? 0.60% APY (annual percentage yield) as of 9/17/2020, 0.50% APY (annual percentage yield) as of 11/17/2020. They provide some second load which sucks. They'll raise your credit limit in over time with good standing from my experience. Members can contact the credit union in person, by phone and Facebook or Twitter. Our review of First Tech Federal Credit Union personal loans looks at the borrowing amounts, fees, interest rates, repayment terms and membership …   Although First Tech has multiple loan options, this review will focus on the unsecured personal loan option. This may influence which products we write about and where and how the product appears on a page. Debit card purchases can take up to 3 days to post and are dependent on merchant processing times. John Long. Company Overview FAQ. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. First Tech Federal Credit Union is the nation's premiere credit union serving the technology industry. Has great perks and customer care is amazing ! The credit union’s lengthy repayment terms and minimal fees mean you could score a low monthly payment, too, making it … The dividend rate and the corresponding annual percentage yield (APY) on your account will be determined by whether or not account qualifications have been met per monthly cycle. Yet I could read every letter and every number on the returns . It's a secured card which requires a refundable security deposit upon account opening. You’ll have to open a Membership Savings account before you can open any other account, which requires a minimum balance of $5 but has no monthly maintenance fee and an APY of. I was then told that it would have to be proven for the last 6 months! “First Tech is the best; they have awesome customer service, don't put holds on checks, reimburse you for ATM fees, and handle any issue you have right away.”in 2 reviews. First Tech’s website is fairly easy to use, and it mostly presents information in a clear and straightforward way. You’ll owe $28 every time you overdraw your account. View All num of num Close (Esc) First Tech Federal Credit Union. Every time I called-an agent would take my phone number and say that somebody would call me back. I was trying to get a credit card after a flyer came in my mail saying that I was pre-approved. It had been well maintained by the owner, and I had already confirmed all the maintenance records independently, as well as verified the mileage with the dealer that serviced the car. The most straightforward ways to apply to become a member are to work for the state of Oregon or a qualifying high-tech or telecom company, or to be related to a First Tech member. What a scam. Company Overview FAQ. Bottom line First Tech Federal Credit Union has some positive features, such as the extensive loan terms and the ability to pay off your lenders directly. Then their house program assigned an arbitrary number for the mileage on the car--at no point did it ask for the mileage or any of the other standard indicators for valuation of the car. Very quick and detailed responses to queries even over email. First Tech Federal Credit Union Mortgages, First Tech Federal Credit Union Credit Cards, First Tech Federal Credit Union Car Loans, Get unlimited free credit scores & reports. Qualifications per monthly cycle are 12 debit card purchases, one direct deposit or ACH withdrawal and receipt of electronic statements. 265 First Tech Federal Credit Union reviews. Great Credit union with great auto financing & credit card & payment is applied immediately if paid online & once received by mail. The First Tech Credit Union Platinum credit card will help you build credit. Please do not join this credit union! Easy to manage work life balance for a family with young children " (in 30 reviews) " There are nothing but great benefits of working at First Tech " (in 23 reviews) Cons. " Frankly, we’re blown away by the high rates offered on First Tech Federal Credit Union’s Dividend Rewards Checking account — if you meet account requirements. Tony Armstrong is a banking editor at NerdWallet. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. The response also stated that I needed to verify income by producing a last 30 days bank statement to prove all stated income. 25 reviews of First Tech Federal Credit Union "Wonderful service. First Tech has assets of $6.2 billion and is headquartered in Mountain View, CA. There's no gizmo that replaces truly listening to someone. They quit showing the refinance rate for the mortgage. The stars represent ratings from poor (one star) to excellent (five stars). Plus the credit union’s minimum deposit requirement is higher than that of some of our favorite share certificate and certificate of deposit providers. Prevent identity theft, protect your credit, The difference between term and whole life insurance, How medical conditions affect your life insurance rate. Great card, payment is applied emdiedatly if paid online with external payment & once received by mail. Regardless of advertiser status, none of the listings, reviews, or other information on Wallet Hub constitutes, in any way, a referral or endorsement by us of the respective financial company or professional, or vice versa. This was stated to me over a month after my initial application was filed!! Editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. It was the first credit union to offer a mobile banking app and provides financial services to companies like Amazon.com, Microsoft, Google, and more. Furthermore, there … Company Overview FAQ. Greg Mitchell. The credit union’s overdraft policy could be better. Transfers on the latter are also free, with interest rates starting at 12.99%. We’re normally a bit annoyed at these … A free inside look at company reviews and salaries posted anonymously by employees. This is a fraudulent practice by this CU to gain a negotiating advantage. Upper management pushed changes to quickly before letting previous ones even settle in " (in 15 reviews) A Brief History of First Tech Federal Credit Union As a company, First Tech was established in 1952 as the Tektronix Federal Credit Union. CD term lengths range from six months to five years. You’ll have to open a Membership Savings account before you can open any other account, which requires a minimum balance of $5 but has no monthly maintenance fee and an APY of 0.05%. Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc.: Licenses, NerdWallet Compare, Inc. 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